How To Select the Best Ground or Wall Anchor for Motorbikes

According to the British Motorcycle Industry Association, more than twenty six thousand motorbikes were stolen in England and Wales during 2012 alone. Two years later, in 2014, Home Office figures reveal 2,900 more motorcycles were stolen than in 2012. 80% of motorbikes are taken from the owner’s home. Bikes are apparently twice as likely to be stolen than cars. And thefts account for almost 45% of motorbike insurance claims. No wonder security is such a big deal for insurance underwriters, and no wonder premiums keep on going up and up.

ground anchor for motorcycles

The last thing you want is to become a statistic. It’s your job to keep your bike as secure as possible, which in turn will – in many cases – help bring your premiums down. It’s tough when your bike can be taken in seconds, wheeled away in record time by well-prepared thieves and driven off in a van.

Every insurer has their own underwriting criteria. But they almost all give discounts for good security, as long as you actually use the security measures you’ve put in place. You’d be surprised how many bike owners go the whole hog, fitting things like ground anchors in their garage, then don’t bother tethering their machine to the anchor! If your bike is stolen and your alarm wasn’t turned on you risk invalidating the policy altogether, which would leave you deep in the financial lurch without a legal leg to stand on.

What kind of security measures attract discounts on motorbike cover? Electronic alarms, immobilisers and GPS-based trackers are all great, as are disc locks, chains, padlocks, data tags, motorcycle ground anchor and various types of u-lock. Just bear in mind that you usually get one security discount, not a separate discount for every security measure you apply.

Immobilisers are the most highly rated with insurance companies, next to datatags and alarms. Physical security also matters to your pocket, with widely available discounts for disc locks and ground anchors. So which to choose? It’s mostly a matter of common sense. For a start, your domestic situation will influence which measures you invest in. If you don’t have a garage with a concrete floor, for example, and you want to use a concrete-in ground anchor, you’ll need to dig a trench, add concrete and fit the anchor properly. Or go with a wall anchor or shed anchor instead.

14 Hot Insurance Tips For Bike Security Success

  • If you’ve fitted a security device, keep the evidence. If you ever need to claim, the insurer can ask to see proof you had it installed. In fact they can ask to see proof any time during the life of the policy
  • Thatcham in Berkshire is a world famous UK anti-theft insurance facility where these devices are extensively tested. Look for the special Thatcham seal of approval on your immobiliser, chains or ground anchor
  • Even though you only get one discount no matter how much security you apply, it’s always worth maximising your security measures to make life as difficult as possible for bike thieves – the more tricky it is to steal, the better
  • A motorbike ground anchor is only as good as the thing it’s anchored to – you need to lock your bike to something that is both solid and immovable, which is why ground anchors – particularly the concrete-in variety – are so popular and effective. When choosing a ground anchor, look for the best bike ground anchor you can afford, since you tend to get what you pay for
  • Make sure the best motorcycle ground anchor you can afford is fitted in a position that’s hard for thieves to reach, where the chain can’t be comfortably accessed. It’s another small yet powerful way to deter thieves, simply by making their lives that little bit harder
  • If using a wall anchor, buy the best quality, most rugged and make sure the wall you fix it to is up to the strain
  • Disc locks are pretty good but on their own they don’t do much to deter theft. They’re best used in combination with other security devices
  • A steering lock is the perfect way to foil thieves. Even if they manage to remove the physical security you’ve put in place, a steering lock means they’re stuffed as regards driving your bike away
  • It makes a lot of sense to stash your bike out of sight, where thieves can’t see it in the first place… a very simple yet effective deterrent!
  • Always try to lock your bike to a dedicated motorbike stand when you’re out and about, and make it somewhere with good, bright lighting, ideally with CCTV in place as well. Failing that choose a lamp post, something no thief can walk away with. Make sure your motorbike is snug against the post with no slack on either the lock or the chain
  • Get the best quality, chunkiest chain and lock you can afford
  • If you park your bike every day, say for work, try to park it in different places so thieves don’t spot a pattern and take advantage of your habits
  • Make sure, if you have an immobiliser, that the kill switch is completely out of sight . Ideally, buy one that also includes an alarm. The best ones even send text alerts to your smartphone
  • Secure markings and data etching are all about making it harder for a thief to sell your bike once it has been nicked, and they hate coding. Code as many bits of the bike as you can to make it really tough for them, and you increase the chances of it being found and returned to you

Take all this into account and you should be able to minimise your insurance premiums and maximise your motorbike’s security – that’s what we call a win-win!